Did You Get into an Accident with a Texting Driver? Here’s What You Can Do

January 12, 2025 | By Mike Hancock
Did You Get into an Accident with a Texting Driver? Here’s What You Can Do

Distracted driving has become an alarming issue, contributing to countless car accidents every year. Texting while driving is one of the leading causes, turning a momentary distraction into devastating consequences for victims and their families. 

Did you get into an accident with a texting driver? If so, you're likely dealing with physical injuries, mounting medical bills, and the stress of figuring out what to do next. Seeking guidance from a car accident lawyer can help you better understand your options for pursuing compensation. Contact an auto accident attorney near you today for a free consultation.

Schedule A Free Consultation

Understanding Distracted Driving

A Man's Hand Typing Text Message On Mobile Phone While Driving Car

Distracted driving, especially texting behind the wheel, is one of the most dangerous behaviors on the road. Knowing your rights and the legal framework surrounding these accidents can help you take the right steps.

Distracted driving involves any activity that diverts attention from the road. This includes texting, eating, adjusting the radio, or using in-car navigation systems. Texting is particularly hazardous because it combines visual, manual, and cognitive distractions.

Statistics on Texting While Driving

The numbers tell a grim story. According to the National Highway Traffic Safety Administration (NHTSA), distracted driving claimed over 3,000 lives in a recent year alone. Texting drivers are 23 times more likely to cause an accident compared to non-distracted drivers.

If a distracted driver caused your accident, you have the right to pursue compensation for your injuries and losses. Personal injury laws allow victims to hold negligent drivers accountable for their actions.

State-Specific Laws: Florida

In Florida, texting while driving is a primary offense, meaning officers can stop and cite drivers solely for texting. The state also prohibits handheld device use in school and work zones. Violators face fines, points on their license, and increased penalties for repeat offenses.

Criminal vs. Civil Liability

A texting driver might face criminal charges, but those proceedings are separate from civil claims. In a civil case, the focus is on compensating the victim, not punishing the driver.

Penalties and Fines

Fines for texting while driving vary by state. In Florida, first-time violators face a $30 fine, which escalates with subsequent offenses. However, these penalties often pale in comparison to the damages caused by distracted driving accidents.

Immediate Steps to Take After the Accident

Taking the right actions immediately after a crash helps protect your health and strengthens your claim against the at-fault driver.

  • Ensuring Safety and Seeking Medical Attention: Move to a safe location if possible and call 911 to report the accident. Even if injuries seem minor, seek medical attention promptly, as some injuries may not appear immediately.
  • Documenting the Accident Scene: Take photos or videos of the vehicles, road conditions, and any visible injuries. These images can serve as critical evidence.
  • Collecting Witness Information and Statements: Gather contact information from witnesses who saw the driver texting or the events leading to the crash. Their testimony can help establish fault.
  • Filing a Police Report: A police report is often a key piece of evidence in car accident cases. Inform the officer if you noticed the driver texting before the collision.
  • Noting If the Driver Was Texting: If you observed the other driver texting, mention it to law enforcement and your lawyer. This detail can significantly impact the outcome of your case.

Steps to Take If the Crash Happened Some Time Ago

If you're already recovering from your injuries, you may feel uncertain about how to proceed. Even if some time has passed, you can still take steps to pursue compensation.

If you've received medical treatment and are now recovering at home or in the hospital, focus on gathering documents like medical bills, discharge summaries, and any records showing the extent of your injuries. Consulting a car accident lawyer is a key step toward building your claim. They can help you gather additional evidence, handle communication with insurers, and fight for fair compensation.

Gathering Evidence

Accident scene sign do not pass the line with police cars in the background

Building a strong case after an accident a texting driver caused requires gathering solid evidence. Evidence not only supports your claim but also proves that the other driver’s negligence led to the crash.

Types of Evidence Needed

Various forms of evidence can establish the facts of your case. These may include:

  • Photos and Videos: Images of the accident scene, vehicle damage, and any visible injuries provide visual proof of what happened.
  • Police Reports: Official documentation from law enforcement often notes observations about the accident, including whether the driver was distracted.
  • Witness Statements: Testimonies from individuals who saw the accident or noticed the driver texting can be invaluable.
  • Medical Records: These records connect your injuries to the accident and demonstrate their severity.
  • Repair Estimates: Documentation of vehicle damage helps show the financial impact of the crash.

How to Obtain Cell Phone Records

Cell phone records are often critical in proving that the driver was texting at the time of the accident. These records can show text message timestamps or app usage. While individuals can’t access another person’s records directly, a lawyer can subpoena them during the legal process if there’s reason to believe the driver was texting.

Importance of Surveillance Footage

Nearby security cameras, dashcams, or traffic cameras may have recorded the moments leading up to the crash. Footage can capture evidence of distracted driving, such as a driver looking down at their phone. Acting quickly is essential because many systems overwrite footage after a short time.

Role of Witness Statements

Witnesses who saw the accident or noticed the driver using their phone can provide testimony that bolsters your claim. Their accounts are particularly valuable in cases where the driver denies being distracted.

Police Report Documentation

Police reports often include observations made by the responding officer. If they suspected the driver was texting, this detail can be included in the report, making it an essential piece of evidence.

Medical Records and Injury Documentation

Detailed medical records show the extent of your injuries, the treatments you’ve received, and the costs involved. These documents not only prove the impact of the crash but also help calculate the compensation you may be entitled to receive.

Gathering evidence may seem like a daunting task, but an experienced car accident attorney can help you collect and organize these materials to build a compelling case against the texting driver.

Gavel for judge lawyer with car on US dollar money banknotes.

After a texting driver causes a crash, victims have several legal avenues to seek compensation for their injuries and losses. Understanding these options helps clarify what steps to take when pursuing justice.

Types of Compensation Available

Victims may recover damages for various losses, including:

  • Medical Expenses: Costs for hospital stays, surgeries, medications, and ongoing treatment like physical therapy.
  • Lost Wages: Compensation for income lost while recovering from the accident.
  • Pain and Suffering: Damages for the physical discomfort and emotional distress caused by the crash.
  • Property Damage: Reimbursement for vehicle repairs or replacement.
  • Punitive Damages: In cases of egregious negligence, courts may award punitive damages to punish the at-fault driver and deter similar behavior.

Insurance Claims Process

The insurance claims process following a car accident depends on your state. For instance, Florida is a no-fault state for car insurance. Drivers must carry personal injury protection (PIP) insurance, which covers a large percentage of medical expenses and other damages regardless of who was at fault. If the policy limits don’t cover your losses, an attorney can advise on how to obtain additional compensation.

Filing a Personal Injury Lawsuit

If the texting driver’s insurer refuses to offer fair compensation—or if you suffered severe injuries or lost a close family member--filing a lawsuit may be necessary. A lawsuit allows a victim to present their case in court, where a judge or jury decides the outcome. This step is especially common when insurance coverage limits are insufficient to cover the full extent of the victim’s losses.

Keep in mind you have a limited time to file a personal injury lawsuit. Florida law allows you two years from the date of the accident to file. Missing the deadline bars you from recovering compensation.

Comparative Negligence Rules

Florida follows a modified comparative negligence rule. If you are partially responsible for the accident, you could still seek compensation, but your damages may be reduced by your percentage of fault. However, you can only recover damages if you are less than 51% responsible.

Pursuing legal options after an accident with a texting driver ensures accountability and helps you recover the resources needed to move forward. A skilled car accident lawyer can guide you through these processes and advocate for the compensation you deserve.

Proving Liability

Establishing that the other driver’s texting caused the crash is a cornerstone of your case. Your attorney needs to prove:

Elements of Negligence

Negligence requires proving duty of care, breach of duty, causation, and damages. Texting while driving typically breaches a driver’s duty of care.

How to Establish the Driver Was Texting

Evidence like cell phone records, witness accounts, and surveillance footage can prove texting was a factor.

Causation Between Texting and the Accident

Your lawyer must show a direct link between the driver’s texting and the crash.

Role of Expert Witnesses

Experts like accident reconstructionists can explain how texting contributed to the collision.

Common Defense Strategies

The at-fault driver or their insurer might argue that your own actions caused the crash. Anticipating and countering these defenses is essential.

Working with a Personal Injury Attorney

Personal Injury in Florida

A personal injury attorney can make the legal process more manageable and help ensure you’re treated fairly.

Lawyers handle evidence collection, negotiations, and court filings so you can focus on recovery.

What to Look for in an Attorney

Seek a lawyer with a track record of handling texting while driving cases and positive client reviews.

How Contingency Fees Work

Many car accident lawyers work on a contingency fee basis, meaning they only get paid if you receive compensation.

Timeline of a Typical Case

While each case varies, most involve an initial investigation, settlement negotiations, and potentially a trial.

Questions to Ask During Consultation

Ask about the lawyer’s experience with similar cases, their approach to negotiation, and potential case outcomes.

Settlement Considerations

Settlements are often the preferred way to resolve car accident claims.

  • Factors Affecting Settlement Value: The severity of injuries, available insurance coverage, and evidence of negligence influence settlement amounts.
  • Insurance Policy Limits: Insurance payouts are capped at the policyholder’s coverage limits. If damages exceed these limits, other legal options may be necessary.
  • Negotiation Strategies: A lawyer can advocate for a settlement that fully compensates you for your losses.

When to Settle vs. Go to Trial

Settlements are usually faster and less costly, but a trial may be necessary if the insurer refuses to offer fair compensation.

Tax Implications of Settlements

Compensation for physical injuries is typically not taxable, but other portions of a settlement may be.

Prevention and Advocacy

Preventing distracted driving is everyone’s responsibility.

  • Apps and Tools to Prevent Distracted Driving: Apps like DriveSafe.ly and LifeSaver block incoming texts and calls while driving.
  • Community Resources and Support Groups: Organizations like StopDistractions.org provide resources for crash victims and promote safer driving.
  • Report Distracted Drivers: Contact local law enforcement if you observe a driver texting behind the wheel.
  • Support Legislative Efforts: Advocating for stricter texting laws can help reduce these accidents.

Let an Experienced Car Accident Lawyer Help

Hancock Injury Attorneys is ready to handle the stress of your car accident claim so you don’t have to. Their team understands how overwhelming dealing with insurance companies can be and works diligently to seek the compensation you deserve. Contact a Spring Hill personal injury lawyer today for a free case evaluation and take the first step toward resolving your car accident claim.

Schedule A Free Consultation

Mike Hancock

TAMPA PERSONAL INJURY ATTORNEY

People involved in serious accidents experience loss and often don’t know what to do next. Tampa Personal Injury Attorney Mike Hancock has dedicated his career to handling the recovery process for his clients so that their lives can get back to normal.

Mike has excelled in personal injury litigation for over 30 years and even though that’s earned him numerous professional honors, what’s most important to him is meeting directly with you and his commitment to giving you peace of mind.

Author's Bio